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	<title>Rick Billings, Professional Network Marketer &#124; 888-675-1456 &#187; Personal Development</title>
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		<title>Werner Berger Joins the ARIIX Team</title>
		<link>http://www.rickbillings.com/rick-billings/werner-berger-joins-the-ariix-team</link>
		<comments>http://www.rickbillings.com/rick-billings/werner-berger-joins-the-ariix-team#comments</comments>
		<pubDate>Fri, 04 May 2012 14:09:34 +0000</pubDate>
		<dc:creator>Rick Billings</dc:creator>
				<category><![CDATA[Ariix]]></category>
		<category><![CDATA[ARIIX Athletes]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Rick Billings]]></category>

		<guid isPermaLink="false">http://www.rickbillings.com/?p=3682</guid>
		<description><![CDATA[Record-holding Mountain Climber Plans Historic Mt. Everest Ascent at Age 75
Werner Berger, one of the oldest men to have conquered the “Seven Summits,” credits exercise, life balance and high-quality nutritional supplementation for his success and future success as he sets out to conquer Mt.  [...]]]></description>
			<content:encoded><![CDATA[<h2>Record-holding Mountain Climber Plans Historic Mt. Everest Ascent at Age 75</h2>
<h2><a href="http://www.rickbillings.com/wp-content/uploads/Hmalaya2007_Werner-Berger.jpeg"><img class="alignright size-full wp-image-3683" title="Hmalaya2007_Werner Berger" src="http://www.rickbillings.com/wp-content/uploads/Hmalaya2007_Werner-Berger.jpeg" alt="" width="320" height="228" /></a>Werner Berger, one of the oldest men to have conquered the “Seven Summits,” credits exercise, life balance and high-quality nutritional supplementation for his success and future success as he sets out to conquer Mt. Everest again using ARIIX supplements.</h2>
<p>At 70, Werner Berger set a world record climbing Mt. Everest. Just shy of his 76th birthday, he plans a repeat performance. The oldest North American to have climbed Mt. Everest and the fourth oldest person in the world to have accomplished this feat, Werner credits his vitality to a balanced life, exercise and regular use of high-quality supplements in his diet.</p>
<p>Werner, who produced the movie, “Back From The Edge,” is also the oldest person in the Western Hemisphere to have completed the “Seven Summits,” ascending the highest mountains on each of the seven continents. An ardent supporter of <a title="health" href="http://www.ariix.com/">health</a> and wellness, Werner firmly believes that <a title="ARIIX" href="http://ariixreps.com/">ARIIX</a> high-quality supplements are an essential part of supporting a healthy life and a successful return to the top of Mt. Everest.</p>
<p>Werner dedicates much of his energies to encouraging people worldwide to take more responsibility for their overall health and well-being,which falls in line with the ARIIX mantra of Panoptic Health- which is an overall approach to total health and wellness. His accomplishments have made him an inspiration for others who desire to achieve their life dreams and realize that age doesn’t have to limit their achievements. As a member of the ARIIX team, Werner plans on sharing this insight with people around the world as he promotes health and fitness that can be had at any age.</p>
<p>“The last time I climbed Mt. Everest, I used good nutritional supplements that I know played a crucial role in my success,” said Werner. “At just shy of 76 years old, I plan on summitting Mt. Everest once again and know that with ARIIX’s nutritional supplements I’ll have the very best on my side.”</p>
<p>“When you first read about Werner’s accomplishments, you can’t help but be impressed,” said Mark Wilson, President of ARIIX. “But when you meet him in person, and feel the passion he embraces every day with, he inspires you to go out and conquer your own mountains as well. We are so pleased to have Werner as part of our team, grateful that our supplements play such an essential supporting role in his accomplishments, and are rooting for him every step of the way as he retreads the amazing path he blazed to the top of Mt. Everest.”</p>
<h2><strong><em>Welcome to Our Team Werner!</em></strong></h2>
<table width="320">
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    <td width="200" valign="bottom"><p><span class="bold">Rick Billings</span> <br />
Entrepreneur<br />
      Professional Network Marketer<br />
407-733-3502<br />
      <img src="http://www.rickbillings.com/wp-content/uploads/RBillings-Sig.png" width="109" height="52" />      <br />
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		<title>How Top MLM Leaders explode their business</title>
		<link>http://www.rickbillings.com/personal-development/how-top-mlm-leaders-explode-their-business</link>
		<comments>http://www.rickbillings.com/personal-development/how-top-mlm-leaders-explode-their-business#comments</comments>
		<pubDate>Fri, 03 Feb 2012 17:59:19 +0000</pubDate>
		<dc:creator>Rick Billings</dc:creator>
				<category><![CDATA[Ariix]]></category>
		<category><![CDATA[Millionaire Mindset]]></category>
		<category><![CDATA[MLM Prosperity]]></category>
		<category><![CDATA[Personal Coaching]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Work at Home]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[MLM]]></category>
		<category><![CDATA[person]]></category>

		<guid isPermaLink="false">http://www.rickbillings.com/?p=3516</guid>
		<description><![CDATA[How Top MLM Leaders explode their business with a Millionaire Mindset
Multi-level marketing can be mysterious for the average person who joins, thinking that they too will make a ton of money really quickly, like the leaders that brought them in. But after a quick go of it, they piddle out and  [...]]]></description>
			<content:encoded><![CDATA[<h2>How Top MLM Leaders explode their business with a Millionaire Mindset</h2>
<p><a href="http://www.rickbillings.com/wp-content/uploads/millionaire-mindset01.jpg"><img class="alignright size-full wp-image-3517" title="millionaire mindset01" src="http://www.rickbillings.com/wp-content/uploads/millionaire-mindset01.jpg" alt="" width="400" height="286" /></a>Multi-level marketing can be mysterious for the average person who joins, thinking that they too will make a ton of money really quickly, like the leaders that brought them in. But after a quick go of it, they piddle out and decide they can&#8217;t do it.</p>
<p>So what is the difference between the top MLM leaders and the other 97% of people who join MLMs? Of course, they take action, and there are people who jump through hoops and get no where.</p>
<p>But really let&#8217;s look at the biggest difference in the top MLM leaders. There is one thing that stands out. They believe they deserve success. They do not sway from the intent of their mission. They understand to be a millionaire, you must see it for yourself.</p>
<h2>Find Your Millionaire Mindset</h2>
<p><a href="http://www.rickbillings.com/wp-content/uploads/millionaire-mindset.jpg"><img class="alignleft size-full wp-image-3518" title="millionaire-mindset" src="http://www.rickbillings.com/wp-content/uploads/millionaire-mindset.jpg" alt="" width="300" height="299" /></a>The millionaire mindset should not be under estimated in all successful people. I have so many thanks to give to my mentors in MLM who taught me that one principle. The great leaders like Jeffrey Combs, Randy Gage, and Lynn Allen-Johnson to name a few. They have been in the exact position of the average person who started at $0. In fact, if you hear their stories, they would say they were at -$0 when they started in MLM.</p>
<p>They worked through a process, they learned new skills along the way, but most importantly they worked on themselves to develop their mind. They knew that if they did not clarify their vision of themselves and what they were capable of deserving and desiring, they would not reach their goal.</p>
<p>Network marketing opened up new ways of thinking for me, and I am so grateful. I will never be the same person as I was when I joined my first MLM.</p>
<p>I have never looked back. I am successful at what I do, and I am the person I wanted to become. I have the millionaire mindset, and I have no doubt that you can achieve it too.</p>
<table width="320">
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    <td width="200" valign="bottom"><p><span class="bold">Rick Billings</span> <br />
Entrepreneur<br />
      Professional Network Marketer<br />
407-733-3502<br />
      <img src="http://www.rickbillings.com/wp-content/uploads/RBillings-Sig.png" width="109" height="52" />      <br />
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		<title>Tim Sales talks with Robert G. Allen about Why He Joined ARIIX</title>
		<link>http://www.rickbillings.com/rick-billings/tim-sales-talks-robert-g-allen-about-why-he-joined-ariix</link>
		<comments>http://www.rickbillings.com/rick-billings/tim-sales-talks-robert-g-allen-about-why-he-joined-ariix#comments</comments>
		<pubDate>Thu, 06 Oct 2011 17:13:35 +0000</pubDate>
		<dc:creator>Rick Billings</dc:creator>
				<category><![CDATA[Ariix]]></category>
		<category><![CDATA[Ariix Compensation]]></category>
		<category><![CDATA[Ariix Pre-Launch]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Primary Business]]></category>
		<category><![CDATA[Residual Income]]></category>
		<category><![CDATA[Rick Billings]]></category>
		<category><![CDATA[Robert G. Allen]]></category>
		<category><![CDATA[ARIIX]]></category>
		<category><![CDATA[ariix leaders]]></category>
		<category><![CDATA[Auto]]></category>
		<category><![CDATA[com]]></category>
		<category><![CDATA[Draft]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Join Ariix]]></category>
		<category><![CDATA[network marketing]]></category>
		<category><![CDATA[robert g allen]]></category>
		<category><![CDATA[tim sales]]></category>
		<category><![CDATA[www]]></category>

		<guid isPermaLink="false">http://www.rickbillings.com/?p=1450</guid>
		<description><![CDATA[
http://www.youtube.com/watch?v=59Qx-ZWQARM

Tim Sales is a Master Trainer in the Network Marketing business and along with Robert G. Allen, New York Times Best Selling author of Multiple Streams of Income you will have a better understanding about why everyone should consider Network Marketing to  [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;">
<p><a href="http://www.youtube.com/watch?v=59Qx-ZWQARM&#038;fmt=18">http://www.youtube.com/watch?v=59Qx-ZWQARM</a></p>
</p>
<p>Tim Sales is a Master Trainer in the Network Marketing business and along with Robert G. Allen, New York Times Best Selling author of Multiple Streams of Income you will have a better understanding about why everyone should consider Network Marketing to build or regain there fortune.</p>
<table width="320">
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    <td width="120"><img src="http://www.rickbillings.com/wp-content/uploads/Rick-5000r_400.png" width="120" height="175" /></td>
    <td width="200" valign="bottom"><p><span class="bold">Rick Billings</span> <br />
Entrepreneur<br />
      Professional Network Marketer<br />
407-733-3502<br />
      <img src="http://www.rickbillings.com/wp-content/uploads/RBillings-Sig.png" width="109" height="52" />      <br />
    </p></td>
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		<title>Residual Income</title>
		<link>http://www.rickbillings.com/rick-billings/residual-income</link>
		<comments>http://www.rickbillings.com/rick-billings/residual-income#comments</comments>
		<pubDate>Sun, 14 Aug 2011 02:15:00 +0000</pubDate>
		<dc:creator>Rick Billings</dc:creator>
				<category><![CDATA[Ariix]]></category>
		<category><![CDATA[Linear Income]]></category>
		<category><![CDATA[MLM]]></category>
		<category><![CDATA[Network Marketing]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Primary Business]]></category>
		<category><![CDATA[Residual Income]]></category>
		<category><![CDATA[Rick Billings]]></category>
		<category><![CDATA[Work at Home]]></category>
		<category><![CDATA[Auto]]></category>
		<category><![CDATA[Draft]]></category>
		<category><![CDATA[linear income]]></category>
		<category><![CDATA[network marketing]]></category>
		<category><![CDATA[residual income]]></category>
		<category><![CDATA[time]]></category>

		<guid isPermaLink="false">http://www.rickbillings.com/?p=1377</guid>
		<description><![CDATA[Understanding Networking
How it works and the Philosophy Behind it.
How is a networking lifestyle and income stream created? For some, network marketing creates differing emotions, but let me say that having experienced the lifestyle of a network marketing professional for over 20 years, it is  [...]]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;">Understanding Networking<br />
How it works and the Philosophy Behind it.</h2>
<p>How is a networking lifestyle and income stream created? For some, network marketing creates differing emotions, but let me say that having experienced the lifestyle of a network marketing professional for over 20 years, it is simply the best way to live.</p>
<p>Like many people, I was not always positive towards network marketing. I had heard the negatives the media seem so fond of putting out&#8230;I had seen friends and neighbors get involved with various companies&#8230;and would mourn their misfortune.</p>
<p>Fortunately, a friend cared enough to take the time to explain the network marketing concepts and principles to me. By applying these powerful networking principles my life has literally changed in every way for the better.</p>
<p>No doubt, some of my neighbors mourn for me when they find out I’m in network marketing. But then&#8230;while they are working 40-60 hours per week to make ends meet&#8230;I’m living a lifestyle they simply have a hard time comprehending.</p>
<p>The simple concept behind network marketing that makes it so powerful is in understanding the difference between two types of income.</p>
<h2>Linear Income</h2>
<p><a href="http://www.rickbillings.com/wp-content/uploads/residual1.gif"><img class="alignright size-full wp-image-1378" title="residual1" src="http://www.rickbillings.com/wp-content/uploads/residual1.gif" alt="" width="300" height="261" /></a>The first type of income is called linear income. When a person first begins looking for a way to create an income, they find out that in order to make money, they must trade some of their time. This trading of your time for their money is usually a one-to-one relationship. They will give you a block of money for a block of your time. The upside to linear income is that it is easy to do. The downside is that the income is limited. When you stop working, your income stops.</p>
<p>Now you can increase linear income by education, seniority, and better professions&#8230;but the reality is that no matter how much you make an hour&#8230;when you quit working, you quit earning money. The sad part to this equation is that you can make an extremely high income but you will sacrifice your time and lifestyle to achieve it.</p>
<h2>Residual Income</h2>
<p><a href="http://www.rickbillings.com/wp-content/uploads/residual2.gif"><img class="alignleft size-full wp-image-1379" title="residual2" src="http://www.rickbillings.com/wp-content/uploads/residual2.gif" alt="" width="300" height="316" /></a>The second type of income, residual income, solves this problem. You can make substantial amounts of income&#8230;and have the freedom of time and the lifestyle you desire.</p>
<p>How it works is very simple. Instead of trading hours of your time for income, and relying on your time alone to produce income&#8230;leverage your time through other people. Bring others into your network organization and your income will not only be based on your production, but their production.</p>
<p>So at any given time, whether you work or not, you will still receive an income on their production. This is called residual income. This is where you get the freedom of time&#8230;and&#8230;since your organization can be international in scope, has no limits of territory or size and everyone in your organization can do the same as you&#8230;your income can be as large as you are willing to create it.</p>
<table width="320">
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    <td width="120"><img src="http://www.rickbillings.com/wp-content/uploads/Rick-5000r_400.png" width="120" height="175" /></td>
    <td width="200" valign="bottom"><p><span class="bold">Rick Billings</span> <br />
Entrepreneur<br />
      Professional Network Marketer<br />
407-733-3502<br />
      <img src="http://www.rickbillings.com/wp-content/uploads/RBillings-Sig.png" width="109" height="52" />      <br />
    </p></td>
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		<title>What&#8217;s on Your Vision Board?</title>
		<link>http://www.rickbillings.com/rick-billings/whats-on-your-vision-board</link>
		<comments>http://www.rickbillings.com/rick-billings/whats-on-your-vision-board#comments</comments>
		<pubDate>Wed, 08 Jun 2011 20:46:32 +0000</pubDate>
		<dc:creator>Rick Billings</dc:creator>
				<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Rick Billings]]></category>
		<category><![CDATA[dream]]></category>
		<category><![CDATA[GIVE]]></category>
		<category><![CDATA[GOALS]]></category>
		<category><![CDATA[gratitude]]></category>
		<category><![CDATA[greatness]]></category>
		<category><![CDATA[INSPIRE]]></category>
		<category><![CDATA[little faith]]></category>
		<category><![CDATA[purpose in life]]></category>
		<category><![CDATA[reflection]]></category>
		<category><![CDATA[Success]]></category>
		<category><![CDATA[today]]></category>
		<category><![CDATA[way]]></category>

		<guid isPermaLink="false">http://www.rickbillings.com/?p=914</guid>
		<description><![CDATA[http://www.youtube.com/watch?v=b2RmEuAPxgs
Success starts with your IMAGINATION, let your mind go and if you dream, dream BIG.
A little FAITH can go a long way. A lot has no limits.
Get comfortable with writing your GOALS and review them every day.
Don&#8217;t settle for GOOD, when you can be GREAT!
If  [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.youtube.com/watch?v=b2RmEuAPxgs&#038;fmt=18">http://www.youtube.com/watch?v=b2RmEuAPxgs</a></p>
<p>Success starts with your IMAGINATION, let your mind go and if you dream, dream BIG.<br />
A little FAITH can go a long way. A lot has no limits.<br />
Get comfortable with writing your GOALS and review them every day.<br />
Don&#8217;t settle for GOOD, when you can be GREAT!<br />
If you want to GROW, learn from EXPERTS that have been there and done that.<br />
Write your VISION, it doesn&#8217;t have to be perfect, just START and take some ACTION.<br />
Write your MISSION and PURPOSE in life, What do you think you are doing here?<br />
BELIEVE!<br />
INSPIRE others to achieve SUCCESS and GREATNESS.<br />
GIVE more and you&#8217;ll RECEIVE more.<br />
Show GRATITUDE,<br />
Turn your LIFE around!<br />
Walk your Talk, have INTEGRITY,<br />
Be a LEADER,<br />
Take some time for REFLECTION every day,<br />
Learn something NEW every day,<br />
Make FRIENDS and keep them,<br />
TRAVEL and get to know how others live,<br />
TRAIN for tomorrow but LIVE for today&#8230;</p>
<p>TO YOUR SUCCESS!<br />
Make a VISION BOARD today!<br />
Share your Vision Board with all your friends<br />
And be GRATEFUL!</p>
<table width="320">
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    <td width="200" valign="bottom"><p><span class="bold">Rick Billings</span> <br />
Entrepreneur<br />
      Professional Network Marketer<br />
407-733-3502<br />
      <img src="http://www.rickbillings.com/wp-content/uploads/RBillings-Sig.png" width="109" height="52" />      <br />
    </p></td>
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		<title>Can You Afford to Retire?</title>
		<link>http://www.rickbillings.com/rick-billings/can-you-afford-to-retire</link>
		<comments>http://www.rickbillings.com/rick-billings/can-you-afford-to-retire#comments</comments>
		<pubDate>Tue, 07 Jun 2011 18:21:31 +0000</pubDate>
		<dc:creator>Rick Billings</dc:creator>
				<category><![CDATA[Network Marketing]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Rick Billings]]></category>
		<category><![CDATA[Baby]]></category>
		<category><![CDATA[baby boomer generation]]></category>
		<category><![CDATA[Boomer]]></category>
		<category><![CDATA[government accounting office]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[matter]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[office estimates]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[retirement income]]></category>
		<category><![CDATA[segment]]></category>
		<category><![CDATA[stan hinden]]></category>
		<category><![CDATA[today]]></category>
		<category><![CDATA[way]]></category>

		<guid isPermaLink="false">http://www.rickbillings.com/?p=121</guid>
		<description><![CDATA[You hear it from every segment of the media: The Baby Boomer generation is quickly becoming the “retirement generation.” While some boomers – defined as those born between 1946 and 1964 – have already retired, most are still working and wondering when (or if) they’ll be able to retire.
There is  [...]]]></description>
			<content:encoded><![CDATA[<p>You hear it from every segment of the media: The Baby Boomer generation is quickly becoming the “retirement generation.” While some boomers – defined as those born between 1946 and 1964 – have already retired, most are still working and wondering when (or if) they’ll be able to retire.</p>
<p>There is another segment of the population, those younger than the “baby boomer” generation, who live in an entirely different work landscape – a landscape where job security and working for a single company for 30 years and retiring with a pension is a thing of the past.</p>
<p>The federal government’s own social security web site states that most retirees will need about 70% of their pre-retirement income to maintain the same lifestyle. Yet Social Security replaces on average only 40%. That means you better have an impressive portfolio of savings and investments ready to make up the shortfall.</p>
<p>The Government Accounting Office estimates that an average-income couple who receives $20,000 annually from Social Security at age 62 needs investments of over $500,000 to bring their annual retirement income up to $46,000.</p>
<h3>Do you have a portfolio of $500,000?</h3>
<p>Okay, so you can probably manage to live on less than $46,000. But here is some not-so-good news. Stan Hinden, in the September, 2006, AARP Bulletin reports that more than half of workers 55 and over state they’ve saved less than $50,000 for retirement. How can that be?</p>
<p>People in today’s environment have not followed in their parents’ footsteps of staying in one job forever. Many of us have changed careers a number of times, sometimes for better pay, sometimes because we got downsized or outsourced. Unfortunately, changing jobs frequently means we’ve missed out on becoming fully vested in some of our employers’ 401K plans. Our payouts or rollovers have been tiny or nonexistent</p>
<p>* Some of our lives took turns we never imagined. We’ve been overwhelmed by large medical expenses for ourselves, our children, or our elderly parents. These kinds of expenses can be real retirement-wreckers. We may have little more than a few thousand dollars left.</p>
<p>* Changes like divorce often mean retirement savings, even company retirement plans, are split between spouses. When you say good-bye to a relationship, you say good-bye to half the money in your retirement plan, and you have to work hard and fast to play catch-up.</p>
<p>* We wanted our kids to have college educations. We borrowed from our 401Ks to finance ever-escalating college costs.</p>
<p>* Some of us had to drop out of the workforce altogether to care for elderly parents or grandchildren.</p>
<p>* Some of us are overextended due to poor spending habits. Struggling to pay off credit cards leaves little for retirement savings.</p>
<p>* Some of us have just plain worked hard our whole lives and budgeted carefully, but have never had much of anything left over to save.</p>
<p>* There has been no increase in real wages-that is, purchasing power-since the mid-70s. Despite the happy faces on TV, a lot of us are still struggling just to get by.</p>
<p>Not too long ago, people worked for one company for most of their adult lives, faithfully putting in their time and counting the years until they could retire and start to enjoy life. The company pension was one reason people stayed at jobs they didn’t even like. “At least,” they thought, “the company will take care of me when I’m old. I won’t have to worry.”</p>
<p>A recent trend is for major companies to reduce retirement benefits to workers who believed the company would be there for them in their retirement years. Cuts in post-retirement health insurance benefits are the most unpredictable and the most worrisome for people who are entering their 60s. The few people who even qualify for such programs find that the initial modest premiums and co-pays for themselves and their spouses have skyrocketed to the point where they are simply unaffordable. And by the way, Medicare doesn’t cover dental or vision care. People can buy separate policies for these, but the coverage is usually meager.</p>
<p>Then there’s the longevity “problem.” As we live longer and longer, our retirement dollars must stretch further. What if we run out of money? What if we’re old and sick and poor?</p>
<p>As many companies convert employee pension funds into “cash balance” plans, retiring employees are given lump sums – the money you’ve accumulated in your pension plan or 401K. At that point, you’re on your own to create a “do-it-yourself” pension.</p>
<p>You could take a crash course in investment planning. You could hope you’ll find a trustworthy financial advisor, but there is no way to be 100% confident about putting your financial future in the hands of someone you barely know. Either way, it’s difficult to feel really secure about your financial future in retirement, and the chances are you can’t afford to lose a bit of your nest egg to bad investments.</p>
<h3>Quite simply, neither today’s nor tomorrow’s retirees can afford the luxury of feeling secure.</h3>
<p>By now, you’ve probably figured out where your retirement prospects fall among all these possibilities. You might be wondering if you’ll ever be able to retire, or if you’ll have to just keep working for the rest of your life. Yes, it’s challenging. Yes, it’s scary.</p>
<p>But there IS an answer. Instead of letting other people determine how you will spend your “golden years,” you can take charge of your life now.</p>
<p>It doesn’t matter if you must stay home to take care of a spouse, parent, or child. It doesn’t matter where you live. It doesn’t matter if you’re one of the many who has not saved enough for retirement. Even if your love to travel, you can establish and build a business using just the Internet and a telephone. Successful professionals will teach you how to stop trudging along on the worry treadmill and start speeding down the road to success. You will be amazed at how quickly you can turn your life around!</p>
<p>The sooner you get started, the sooner you can stop worrying about an uncertain financial future and let yourself think about all the wonderful possibilities of a truly secure retirement. It’s your life, and you should be the one controlling it. Take the first step today by filling out the form on the main page for more information.</p>
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    <td width="200" valign="bottom"><p><span class="bold">Rick Billings</span> <br />
Entrepreneur<br />
      Professional Network Marketer<br />
407-733-3502<br />
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		<title>Life Is A Series of Choices: What Do YOU Choose?</title>
		<link>http://www.rickbillings.com/rick-billings/life-series-of-choices-do-choose</link>
		<comments>http://www.rickbillings.com/rick-billings/life-series-of-choices-do-choose#comments</comments>
		<pubDate>Mon, 06 Jun 2011 00:54:22 +0000</pubDate>
		<dc:creator>Rick Billings</dc:creator>
				<category><![CDATA[Internet Marketing]]></category>
		<category><![CDATA[MLM Prosperity]]></category>
		<category><![CDATA[Network Marketing]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Rick Billings]]></category>
		<category><![CDATA[business opportunity]]></category>
		<category><![CDATA[choice]]></category>
		<category><![CDATA[Choices]]></category>
		<category><![CDATA[development]]></category>
		<category><![CDATA[freedom]]></category>
		<category><![CDATA[Opportunity]]></category>
		<category><![CDATA[person]]></category>
		<category><![CDATA[personal development]]></category>
		<category><![CDATA[son]]></category>

		<guid isPermaLink="false">http://www.rickbillings.com/?p=197</guid>
		<description><![CDATA[Learn to accumulate wealth through personal development
About a year ago, I was on vacation sitting next to a father and his son. We were on a bus tour looking at homes of the &#8220;rich &#38; famous.&#8221; I couldn&#8217;t help but overhear the conversation taking place in the seat next to mine. It went something  [...]]]></description>
			<content:encoded><![CDATA[<h4>Learn to accumulate wealth through personal development</h4>
<p>About a year ago, I was on vacation sitting next to a father and his son. We were on a bus tour looking at homes of the &#8220;rich &amp; famous.&#8221; I couldn&#8217;t help but overhear the conversation taking place in the seat next to mine. It went something like this: &#8220;Would you look at those houses, son&#8230; This is as close as we&#8217;ll ever get. Can you even imagine?&#8221;</p>
<p>While listening, I was struck by the distinct difference in our thinking. The father spoke to his son as if their life would never give them that opportunity. Their fate was sealed, and all they could do was look.</p>
<p>On the other hand, I believed that if I wanted it and was willing to work hard for it, I could achieve it some day.</p>
<p>If you find yourself as the person gazing through the window at what you&#8217;ll never have, you need to change your mentality. You need to begin to focus on what you can have, and what you will achieve.</p>
<p>Attaining success both financially and emotionally is possible with a home-based business. It is up to you to go after it.</p>
<h3>OPERATING A HOME-BASED BUSINESS REQUIRES ATTITUDE.</h3>
<p>I think Hal Urban says it best when he discusses life, money, success and the ability to choose in his book, &#8220;Life&#8217;s Greatest Lessons: 20 Things that Matter.&#8221; Mr. Urban writes:</p>
<h4>&#8220;Life is a series of choices…</h4>
<p>Look around you. What is happening in the lives of a large percentage of this country? Nothing much. And, whether they realize it or not, it&#8217;s the result of choices: the choice to take what comes, the choice to let things happen, the choice to settle for less, the choice to let others do their thinking, the choice to merely exist from one day to the next.&#8221;</p>
<p>Reading this statement was a defining moment for me. Life is a series of choices. You can either sit back and take what life deals you, or you can fight back, take charge, and determine your own path.</p>
<p>If you want and believe in something, you must take the next step and go after it.</p>
<p>To put this in perspective, I distinctly remember sitting with a friend who was discussing her financial woes. This person was stuck in a rut, both mentally and financially. I began to discuss the possibility of a home-based business as a possible outlet.</p>
<p>How did my friend respond? By saying, &#8220;I hate to stay at home. I could never do that… I would be bored to tears.&#8221; And, in the very next breath, she was complaining again about not having enough money or job satisfaction.</p>
<p>So, there you go. A choice was made. She chooses to let her current situation continue to drain her instead of choosing to make a change to improve her future.</p>
<p>Life should not be dictated to you. It is a series of choices. It is there for you to make the most of.</p>
<h4>What do you choose?</h4>
<p>Right here at this website, I am offering you information about a business that you can operate from the comfort of your own home that is truly changing lives, including my own.</p>
<p>I have taken the initiative and have taken steps towards changing my future. I have gained tremendous personal development throughout the process. Remember: it is much easier to move forward in your journey towards personal development and find renewed confidence when you don&#8217;t have the burden of debt, bills, and financial pressures weighing you down.</p>
<p>Here are things to take into consideration when beginning your journey towards getting all that you want out of life:</p>
<p>Open your mind and be willing to reach towards new goals and dreams</p>
<p>Don&#8217;t let fear be a part of the equation. Fear is debilitating, and can hinder you in everything you do in life. Disable that fear! Quiet it with renewed spirit and confidence by moving forward with your financial and emotional goals.</p>
<h2>Openly accept change and welcome self-discovery</h2>
<p>Be aware of your surroundings; appreciate the opportunities that life presents you.</p>
<p>Human potential is an amazing vehicle. With this business opportunity, you will be working closely with a group of individuals who truly care whether you make it &#8211; both financially as well as personally. It is not just about making the &#8220;quick buck&#8221; (although financial freedom is certainly a main ingredient!) It is also about finding inner peace and emotional stability.</p>
<p>I encourage you to take that first step towards finding peace of mind, contentment, and a renewed confidence. Don&#8217;t discount the role that financial freedom has to do with these important values. Free yourself from the burden of debt or financial worry. Afford the luxury to choose your direction and set your path.</p>
<p>Go to the &#8220;Work With Rick&#8221; tab above and I will provide you with additional information about the opportunity that is truly shaping my life and allowing me the freedom to live out my dreams. I am living the life that I choose, not the life that is chosen for me by the circumstances surrounding me. I look forward to hearing from you!</p>
<table width="320">
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Entrepreneur<br />
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407-733-3502<br />
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		<title>The Elevation Group &#124; Mike Dillard</title>
		<link>http://www.rickbillings.com/rick-billings/the-elevation-group-mike-dillard</link>
		<comments>http://www.rickbillings.com/rick-billings/the-elevation-group-mike-dillard#comments</comments>
		<pubDate>Wed, 15 Dec 2010 16:07:25 +0000</pubDate>
		<dc:creator>Rick Billings</dc:creator>
				<category><![CDATA[Personal Coaching]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Primary Business]]></category>
		<category><![CDATA[Rick Billings]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[mike dillard]]></category>
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		<category><![CDATA[money]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[the elveation group]]></category>
		<category><![CDATA[time]]></category>

		<guid isPermaLink="false">http://www.rickbillings.com/?p=497</guid>
		<description><![CDATA[Everything You Need To Know
The Elevation Group, created by Mike Dillard, will provide strategies, used by the rich, in their every day life, to create, protect, and multiply their wealth. The Elevation Group will be sharing these strategies with members of this community.
Many of these strategies  [...]]]></description>
			<content:encoded><![CDATA[<h3>Everything You Need To Know</h3>
<p><a href="http://www.theelevationgroup.info/click.track?CID=142138&amp;AFID=158418&amp;ADID=411870&amp;SID=1"><strong>The Elevation Group</strong></a>, created by Mike Dillard, will provide strategies, used by the rich, in their every day life, to create, protect, and multiply their wealth. <a href="http://www.theelevationgroup.info/click.track?CID=142138&amp;AFID=158418&amp;ADID=411870&amp;SID=1"><strong>The Elevation Group</strong></a> will be sharing these strategies with members of this community.</p>
<p>Many of these strategies have been elusive to the everyday marketer, and investor. Mike found out that once you create a significant level of money, and income, there was no resource to refer to, to invest, secure and multiply this income, and protect it for coming generations. The secrets of the wealthy were just that, secrets that were kept private from the masses.</p>
<p><a href="http://www.rickbillings.com/wp-content/uploads/black_box_wtwd.png"></a><a href="http://www.rickbillings.com/wp-content/uploads/black_box_wtwd.png"></a><a href="http://www.rickbillings.com/wp-content/uploads/black_box_wtwd.png"><img class="alignleft size-medium wp-image-508" title="black_box_wtwd" src="http://www.rickbillings.com/wp-content/uploads/black_box_wtwd-300x152.png" alt="" width="210" height="106" /></a>Many Millionaires were created during the Great Depression, more than any other time in history because a select group of wealthy individuals knew what to look for, had access to the ‘life jacket” available at the time, and took advantage of them. <strong><a href="http://www.theelevationgroup.info/click.track?CID=142138&amp;AFID=158418&amp;ADID=411870&amp;SID=1">The Elevation Group</a></strong> promises to be the “life jacket” of our times.</p>
<p>This educational group, will provide day to day real life experiences to assist investors in the strategies to succeed financially in the current economic climate. As a life jacket, members will be provided information in many different areas such as: Asset Protection, Gold and Silver investment, infinite banking strategies, life insurance, money mindset in the coming years, retirement, taxes, and how they all relate to global wealth cycles.</p>
<p><a href="http://www.rickbillings.com/wp-content/uploads/power1.gif"><img class="alignright size-medium wp-image-501" title="power[1]" src="http://www.rickbillings.com/wp-content/uploads/power1-300x260.gif" alt="" width="180" height="156" /></a>We will be teaching how to create enormous wealth right now in the current economic crisis. Global wealth is shifting, and in the coming years will be transferred, to those that know how to tap into the wealth cycle, and take advantage of all the questions, that up til now, were never made public.</p>
<h3>Secrets To Be Provided…</h3>
<p><strong><a href="http://www.theelevationgroup.info/click.track?CID=142138&amp;AFID=158418&amp;ADID=411870&amp;SID=1">The Elevation Group</a></strong> was created to provide everyone that wishes to educate themselves, the opportunity to stay relevant with the information no other educational group has ever done before.</p>
<p>In fact, here’s just a few of the amazing secrets <strong><a href="http://www.theelevationgroup.info/click.track?CID=142138&amp;AFID=158418&amp;ADID=411870&amp;SID=1">The Elevation Group</a></strong> will be providing to subscribers :</p>
<ul>
<li>How to take advantage of today’s turbulent market to make an absolute fortune like the rich…</li>
<li>How to find a private banker who will give you money at rates you’d never find through your local bank like the rich…</li>
<li>How to buy and sell businesses like the rich…</li>
<li>How to obtain international passports and citizenships…</li>
<li>How to teach your children about money management and security…</li>
<li>How to protect yourself and your assets from lawsuits like the rich do…</li>
<li>How to find and invest in precious commodities that increase by 100 to 300% per year like the rich do…</li>
<li>How to invest in foreign real-estate in developing nations like India, Brazil, and China…</li>
<li>How and where the rich put their money for retirement in order to avoid massive taxes…</li>
</ul>
<p><strong><em>And so much more…<br />
</em></strong>This type of education will be the “life jacket’ for the few that take advantage of this, and will sort you into the group that “has” instead of those who have-not.</p>
<p>You owe is to yourself to spend a few minutes to watch <strong><a href="http://www.theelevationgroup.info/click.track?CID=142138&amp;AFID=158418&amp;ADID=411870&amp;SID=1">Mike&#8217;s Free Presentation</a></strong>.</p>
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		<title>Risk Equals Reward</title>
		<link>http://www.rickbillings.com/network-marketing/risk-equals-reward</link>
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		<pubDate>Thu, 25 Nov 2010 13:51:54 +0000</pubDate>
		<dc:creator>Rick Billings</dc:creator>
				<category><![CDATA[Internet Marketing]]></category>
		<category><![CDATA[MLM Prosperity]]></category>
		<category><![CDATA[Network Marketing]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[USANA]]></category>
		<category><![CDATA[board]]></category>
		<category><![CDATA[Boat]]></category>
		<category><![CDATA[com]]></category>
		<category><![CDATA[compensation plan]]></category>
		<category><![CDATA[good leaders]]></category>
		<category><![CDATA[millionaires]]></category>
		<category><![CDATA[procrastination]]></category>
		<category><![CDATA[risk taker]]></category>
		<category><![CDATA[shore]]></category>

		<guid isPermaLink="false">http://www.rickbillings.com/?p=425</guid>
		<description><![CDATA[Don&#8217;t Miss the Boat
When the timing is right: Millionaires are made by jumping on board emerging trends and booming markets. They take full advantage of the &#8220;next big boom&#8221;. Just think of all the people who made millions in the dot.com boom; the millions made in the up real estate markets&#8230;and all  [...]]]></description>
			<content:encoded><![CDATA[<h2>Don&#8217;t Miss the Boat</h2>
<p><strong>When the timing is right: </strong>Millionaires are made by jumping on board emerging trends and booming markets. They take full advantage of the &#8220;next big boom&#8221;. Just think of all the people who made millions in the dot.com boom; the millions made in the up real estate markets&#8230;and all the people who missed the boat simply because they were waiting to see other people&#8217;s results before they&#8217;d believe in themselves enough to make a move. To become independently wealthy, you have to become a risk taker. Once the boat leaves the shore, it&#8217;s gone! There&#8217;s always markets and opportunities that are ground-floor, jump on board and ride the wave of momentum and growth. Hesitation is for the weak and broke&#8230;don&#8217;t let procrastination stop you from making your fortune.</p>
<h2>Follow Your Heart and Trust Yourself</h2>
<p><strong>If it&#8217;s to be: </strong>It&#8217;s up to YOU. Only you are able to determine your success and what is right for you. The system works, the products are awesome, the compensation plan is ridiculously lucrative. But, your results will be up to you. Are you coachable? Are you motivated? Do you really believe you deserve to make this much money? These are questions only you can answer. Ultimately, you owe it to yourself to get informed so you can make an educated decision about your future.</p>
<h2><strong>&#8220;3% Of Americans Are Millionaires. The Other 97% Work To Make Them Even Richer&#8230;.&#8221;</strong></h2>
<h3>Tired Of Hanging Around With The 97%? Ready To Join The 3%?</h3>
<p><strong><em>I am on a mission to find a few good leaders that want to become the next millionaires&#8230;..</em></strong></p>
<p><strong><em><a href="http://www.unlimitedcompensation.com">Find Our How!</a></em></strong></p>
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		<title>Profit from Leverage</title>
		<link>http://www.rickbillings.com/rick-billings/profit-from-leverage</link>
		<comments>http://www.rickbillings.com/rick-billings/profit-from-leverage#comments</comments>
		<pubDate>Thu, 25 Nov 2010 13:36:18 +0000</pubDate>
		<dc:creator>Rick Billings</dc:creator>
				<category><![CDATA[Internet Marketing]]></category>
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		<category><![CDATA[Network Marketing]]></category>
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		<category><![CDATA[USANA]]></category>
		<category><![CDATA[compensation model]]></category>
		<category><![CDATA[distinct difference]]></category>
		<category><![CDATA[employer]]></category>
		<category><![CDATA[Leverage]]></category>
		<category><![CDATA[model network]]></category>
		<category><![CDATA[nice cars]]></category>
		<category><![CDATA[person]]></category>
		<category><![CDATA[Powerful Compensation Plan]]></category>
		<category><![CDATA[Profit]]></category>
		<category><![CDATA[sales compensation]]></category>
		<category><![CDATA[trade]]></category>
		<category><![CDATA[Work Less]]></category>

		<guid isPermaLink="false">http://www.rickbillings.com/?p=422</guid>
		<description><![CDATA[Work Less, Make More: There is a distinct difference between employees and entrepreneurs:

Employees: Trade time for money. To make more, you have to work more.
Entrepreneurs: Use leverage to make more and work less. Leverage means you are profitting from the efforts of others. So, whether you are  [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Work Less, Make More: </strong>There is a distinct difference between employees and entrepreneurs:</p>
<ul>
<li><strong>Employees:</strong> Trade time for money. To make more, you have to work more.</li>
<li><strong>Entrepreneurs:</strong> Use leverage to make more and work less. Leverage means you are profitting from the efforts of others. So, whether you are sleeping, working or playing, you are making money. The more leverage you have, the less you have to work and the more you can make.</li>
</ul>
<p>Without leverage, you will never get rich nor will you ever be financially independent. Leverage is the only way&#8230;just ask your employer. Lots of people get angry because they work really hard while their employer is living a jet set lifestyle in a big house, with nice cars always on vacation. Well&#8230;that&#8217;s the choice the employer made. The person who chooses to take advantage of leverage gets lifestyle, while the person who doesn&#8217;t gets to work hard.</p>
<p>There are different types of leverage. It&#8217;s entrepreneurs benefiting from other entrepreneurs. So, rather than having dependent employees, you have self-motivated entrepreneurs who are working to build their own business while you financially benefit. It&#8217;s brilliant!</p>
<p><strong>Powerful Compensation Plan:</strong> You want to get paid and paid a lot. The reason I am making a stay at home 6 figure income is because the compensation plan in the company that I am involved in has the highest payout of publicly traded companies in their industry. This has help me create an incredible amount of leverage.</p>
<p>This is a direct sales compensation model: network marketing for grownups!<strong><strong></strong><strong></strong><strong></strong><strong></strong><strong></strong><strong></strong><strong></strong><strong></strong></strong></p>
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Entrepreneur<br />
      Professional Network Marketer<br />
407-733-3502<br />
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